:root{--navy:#092f35;--teal:#16616b;--gold:#e6ad58;--cream:#fbfaf6;--ink:#132f32;--muted:#5e7072;--line:#dce5e2;--white:#fff;--shadow:0 18px 45px rgba(10,45,50,.12)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.7 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif}
a{color:var(--teal)}
.wrap{width:min(1040px,90%);margin:auto}
.legal-hero{background:linear-gradient(120deg,#092f35,#16616b);color:#fff;padding:76px 0 96px}
.eyebrow{color:#f4c779;font-size:.76rem;font-weight:900;letter-spacing:.16em;text-transform:uppercase}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.14}
h1{font-size:clamp(2.8rem,6vw,5rem);letter-spacing:-.045em;margin:12px 0 18px}
.legal-hero p{max-width:760px;color:#dbeceb;font-size:1.12rem}
.updated{font-size:.9rem;color:#bad2cf}
.legal-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:55px;margin:-42px auto 75px;position:relative}
.legal-index,.legal-copy{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}
.legal-index{padding:25px;height:max-content;position:sticky;top:20px}
.legal-index strong{display:block;margin-bottom:10px}
.legal-index a{display:block;padding:7px 0;text-decoration:none;font-size:.92rem}
.legal-copy{padding:clamp(28px,5vw,58px)}
.legal-copy h2{font-size:1.8rem;margin:2.2rem 0 .65rem}
.legal-copy h2:first-child{margin-top:0}
.legal-copy h3{font-size:1.2rem;margin:1.5rem 0 .4rem}
.legal-copy p,.legal-copy li{color:#3f5558}
.legal-copy li+li{margin-top:.4rem}
.notice{background:#eef5f3;border-left:4px solid var(--teal);border-radius:8px;padding:18px 20px;margin:22px 0}
.contact-box{background:#f7f1e7;border-radius:14px;padding:22px;margin-top:30px}
.site-footer{background:var(--navy);color:#c7d9d7;padding:38px 0}
.site-footer a{color:#fff}
.footer-top{display:flex;justify-content:space-between;gap:25px;align-items:center}
.legal-links{display:flex;flex-wrap:wrap;gap:10px 18px;margin-top:22px;padding-top:20px;border-top:1px solid rgba(255,255,255,.18)}
.legal-links a{font-size:.9rem}
@media(max-width:760px){.legal-layout{grid-template-columns:1fr;gap:20px}.legal-index{position:static}.footer-top{align-items:flex-start;flex-direction:column}}